Managing Spending Limits

Modified on Wed, 11 Mar at 2:33 PM

Spending limits help control transactions, support budgeting, and reduce fraud risks. Our platform allows you to configure highly customizable limits at both the account and card levels.


Account-Level vs Card-Level Limits

  • Account-level limits apply collectively to all cards linked to the same account (e.g. total ATM withdrawal limit).
  • Card-level limits apply individually to each card, allowing different limits per card under the same account (e.g. online purchase limit per card).


Cyclic vs Non-Cyclic Limits

  • Cyclic limits automatically reset after a defined period (e.g. daily or monthly spend limits).
  • Non-cyclic limits track spending without resetting (e.g. lifetime card limits).


Customization

Through our APIs or management dashboard, you can define rules such as transaction count limits, maximum purchase amounts, and ATM withdrawal caps — giving you full control over how users spend.

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